🚀 My Ultimate Bitcoin Strategy: Profiting from the 4-Year Crypto Cycle (2025 Edition)

Not financial advice. Just what’s worked for me over three full Bitcoin cycles and counting.

At BYO Banking, I don’t just write about passive income, I test it and share my experiences with you with the hope it helps you as well. After riding the wild waves of crypto since 2017, I’ve developed a simple but powerful strategy to accumulate Bitcoin and altcoins (alternative coins to Bitcoin) using one proven principle:

🔁 The 4-Year Bitcoin Halving Cycle.

🕒 First, What’s the Bitcoin Halving?

Every 4 years, Bitcoin's network cuts the reward miners receive in half, reducing the rate at which new bitcoins enter circulation. This keeps inflation in check and caps Bitcoin’s supply at 21 million coins by the year 2140.

Each halving historically kicks off a predictable pattern in the market:

Halving Year	Bull Run Peak	Cycle Length
2012	2013	~12–18 months
2016	2017	~18 months
2020	2021	~18 months
2024	2025?	⏳ in progress...

📈 My Strategy: Buy the Dip, Sell the Hype

Here’s the high-level strategy I’ve used (and will use again in 2025):

🐻 Step 1: Accumulate During the Bear Market

I buy Bitcoin and altcoins when people forget crypto even exists. This usually happens during "crypto winters"—prices are down, media coverage dries up, and social media goes quiet.

• Past entry points:

  • XRP at €0.20

  • Bitcoin at €10,000

  • Ethereum under €800

This “boring” phase is the best time to accumulate.

🔍 If everyone is ignoring crypto, that’s usually my signal to buy. If everyone talks about it, it’s getting closer to the selling point 😀like now in 2025 btw.

⚡ Step 2: Wait ~12 Months After the Halving

Historically, Bitcoin (and especially altcoins) start to surge about 12–18 months after each halving.

That's when altcoin season hits, altcoins like Ethereum, Solana, Cardano, or XRP spike in value, often outperforming Bitcoin in short bursts.

Here’s what I do:

• I sell most of my altcoins during the altcoin hype (for example, Q4 2017, Q4 2021).

• I then rotate a portion of those gains into Bitcoin, which holds value better in bear markets.

• I repeat this every 4 years. My next target? Late 2025, likely November–December.

🧘 Bonus Step: Passive Income Through Staking

I don’t just hold—I earn while I wait. Here’s how:

• I stake my crypto on platforms like Nexo, earning up to 16% APY (especially with stablecoins). See my full guide explaining how to get such a guaranteed 12-16% APY rewarded daily on stable coins https://www.byobanking.com/post/a-beginner-s-guide-to-earning-interest-on-stablecoins

• I compound earnings daily and withdraw profits strategically—usually to:

  • Buy dips during flash crashes (20%+ in a day)

  • Reinvest in high-performing assets

• I diversify across exchanges to reduce risk.
  

🔗 Want to earn while you wait too? Read: 🔐 Best Platforms for Staking in 2024 📘 My Nexo Strategy Guide 🪙 Stablecoin Interest Guide

🧠 Why This Strategy Works (for Me)

This isn't a get-rich-quick hack. It’s:

• Backed by historical cycles

• Rooted in market psychology

• Built for long-term compounding

I don’t chase pumps or time exact tops. Instead, I use:

• 💹 Macro timing (via halving)

• 💸 Earnings while holding (via staking)

• 🔄 Rotations between BTC/altcoins

  
  

It’s boring. It’s consistent. And for me: it’s profitable.

🛡️ Managing Risk

Crypto is volatile. Here’s how I stay protected:

• ✅ I diversify across platforms (at least having my cryptos in 15 exchanges right now)

• 🔐 I use hardware wallets for large holdings

• 💬 I track on-chain metrics and news cycles

• 🧾 I pay taxes (up to 50% on staking rewards in Germany and 0% taxes on crypto I hold —but still worth it!)

🏁 Final Thoughts: Timing + Patience = Power

Most people fail in crypto because they want quick wins. I focus on:

• ✅ Patience during bear markets

• ✅ Discipline during hype

• ✅ Daily compounding in between

  
  

The 4-year cycle isn't magic—but it’s a repeatable pattern that smart investors can ride with a strategy. It somehow seems to be independent of whether Trump is president or not, there is a war, etc. Of course, it's impossible to predict the future and there is one point in which this may not work anymore but for now it has been already worth it :)

Summary: My Ultimate Bitcoin Strategy

• Accumulate BTC & altcoins when prices crash

• Wait ~1 year post-halving for bull market

• Rotate altcoin profits into BTC

• Stake everything in between to earn passive APY

• Repeat every 4 years

💬 Ready to build your own crypto system? You can build your own strategy, different things may work for different people. But I wanted to share with you what worked with me for the last 3 cycles.

👉 Start small. Stay consistent. And remember—it’s not about timing the market, it’s about time in the market.