I’m very excited about this post because I think it gives a chance to generate some extra money with a low amount of effort for many people. It was not easy to prepare all this information at once but I hope it’s worth it for you. If you're looking to boost your income quickly, you can take advantage of sign-up bonuses that I present here to do so. Unlike most "quick cash" offers that require endless game-playing or surveys, this guide dives into bank and brokerage sign-up bonuses—an often-overlooked strategy to earn money fast.
Whether you're in Europe or elsewhere, many of these bonuses are accessible to you and, as I’ll explain, can be cashed in without transferring your salary.
In the table below, I’ve outlined the different platforms where you can earn money through sign-up bonuses, rewards for depositing, or referral programs. By following each link, meeting a few requirements, and ensuring you understand the terms, you could potentially make up to 800€ in just one day. Go here for details on how much time it would take.
Let’s dive into the details:
Sign-Up Bonuses Table (all referral links on the right)
Platform | Type | Reward Amount | Notes | Referral Link |
N26 Bank ![]() | Bank | 25€ | Sign up and open an account; deposit not required. | |
Trade Republic ![]() | Broker | 10€ in stock | Requires registration and a 1€ investment. | |
Finanzen.net Zero ![]() | Broker | 20€ (10€ cash + 10€ stock) | Sign up and deposit required. | |
DKB ![]() | Bank | 25€-50€ | No deposit needed, but certain transactions required. | |
PayPal ![]() | Payment Platform | 10€ | Spend 5€ within 30 days after sign-up. | |
Mintos ![]() | Investment Platform | 50€ + 1% (up to 10€) | 1% bonus on up to 1,000€ invested in first month. | |
Degiro ![]() | Broker | 20€ in transaction fees | 100€ recommended for investment to cover initial transactions. | |
Revolut ![]() | Bank | I would like to share half of my bonus with you, once you complete all steps. 50€ via PayPal | First 5 users who register and complete all steps. As soon as I receive the bonus | |
ING Direct ![]() | Bank | 150€ | Requires 5 qualifying purchases within 4 months. | |
Comdirect ![]() | Bank | Up to 150€ | Monthly transactions required over 5 months. | |
Wise ![]() | Payment Platform | Free 500€ Transfer | Sign-up only; no deposit required. | |
Interactive Brokers ![]() | Broker | Up to 1000€ (1€ per 100€ deposited) | Deposit up to 1,000€ for max reward. | |
Trading 212 ![]() | Broker | Up to 100€ in stocks | Minimum 1€ deposit; rewards range based on probability. | |
Nexo ![]() | Crypto Exchange | 35 USD | Deposit of at least 10 USD recommended for bonus. | |
Crypto Exchange | 50 USD | Requires minimum deposit of 100 USD for bonus. | ||
Binance ![]() | Crypto Exchange | 100 USD in fee rebates | Deposit and trade. | |
Kucoin ![]() | Crypto Exchange | 10% in fees | No minimum; rewards from trading fees. | |
Coinbase ![]() | Crypto Exchange | 15% of trading fees | No minimum; rewards based on trading fees. | |
OKX ![]() | Crypto Exchange | 10€ | Deposit and trade 100€. | |
Plutus ![]() | Crypto Exchange | 10€ | No minimum deposit; sign-up bonus. | |
HTX ![]() | Crypto Exchange | 30% in fees + Mystery Box | Trading bonuses; rewards from trading fees. | |
BUX ![]() | Broker | Free Share (Apple, GoPro, Dropbox) | Receive a random free share upon sign-up. | |
Curve ![]() | Payment Platform | 50€ | Sign up, verify ID, order card, and make 3 purchases (5€ min each) within 7 days. | |
Scalable Capital ![]() | Investment Platform | 25€-50€ | Sign up and hold account for 6 months; bonus amount depends on account type. |
Referral tracking bar
I've prepared a referral earnings tracking that you can use to add the referrals that you've been following up to this 800€. Of course, it will take some time for some platforms to get your bonus paid.
How It Works
Progress Bar: The progress bar visually shows the percentage of the earnings goal reached, updating after each referral.
Add Referral Button: Each time you click this button, it will add the next referral reward from referralEarnings to totalEarnings.
Goal: The code is set to stop when the earnings goal of €800 is reached, accounting for the higher end if lucky with the Revolut and Trading 212 bonuses.
Disclaimer: I may earn some bonus in some of the referral links that I provide below, once you complete the process of registering. In most cases I setup the links so that you earn the same as me. However, in Revolut nowadays they would not pay you anything for registering. That’s why I offer to give you via Papypal half of what I get for the first 5 users that register (because I can only refer up to 5 people).
Key Tips
Read the Fine Print: Each platform has specific requirements, such as a minimum deposit or trade, to qualify for the bonus. Be sure to read through each platform’s terms carefully to avoid missing out on any rewards.
Track Your Progress: Keep a record of each sign-up in a spreadsheet. Include dates, requirements met, and any rewards pending so that you can follow up if necessary.
Set a Budget: Some offers require deposits or transactions, so plan out how much you’re willing to invest in order to unlock rewards.
Check Regional Availability: Bonuses may vary by country, so confirm that each offer applies to your location.
Avoid fees of the banks: In fact, all the banks that I presented here are free as long as you have a monthly income of at least 700€. So what you can do is to have automatic transfers from one bank to another at the beginning of the month so that you have the input of the money. You can literally put the money in and the same day transfer the money to the next bank. I've been doing this since 15 years and I never had an issue :)
Potential Earnings
If you invest between 10€ and 1000€ in each applicable platform, you could potentially earn up to 800€ in immediate bonuses and stock rewards. Adding the longer-term rewards from transaction fees or trading rebates on exchanges like Binance and Coinbase could increase your earnings over time, especially if you plan to keep trading on these platforms.
Can I really earn 800€ in one day by just using signing up bonus?
To be honest, as of today and in Germany, yes. Even 900€ with the table I showed. But all tehse bonuses depend on the country you're in. So, for some countries it may be that you're limited to the creation of some of the platforms and you can only get up to 200 or 500€. Please, check which platforms are available in your countries to calculate how much would you be able to get.
Is it really feasible in one day?
I would say, it is feasible to create all the accounts in one day and fund your accounts within 2-3 days with SEPA transfer (which is free in Europe). And it would be a whole day of creating accounts. I've been creating accounts for these platforms during the last 2 years and it took me about 10 minutes per each of the partners on average to create an account. Since I show 21 partners here, it would mean 210 minutes non-stop of creating accounts, which would be about 3.5 hours. Of course, it may be that at the beginning it takes some more time to do the verifications, so I would say that it would take about 5h to be sure.
Will I get the money immediately?
The money will not be given to you immediately in most cases but once the account has been created and you have put some funds. For many of the platforms you just need to put 10 to 20€ and for some of them 100€. Just for Mintos they require a higher amount of 1000€.
By taking advantage of these platforms, you’re not only earning bonus rewards but also discovering a variety of financial services that could serve you in the long run. Enjoy the easy money—happy earning!
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